Savings
Personal Banking
Our Products
Regular Savings Account
$100 minimum deposit to open.
- Minimum balance of $200.00
- Available for both consumer and commercial customers
- Monthly service charge of $3.00 for accounts not meeting the low minimum balance
- Customers under the age of 18 will not be charged a service charge
- Earn interest based on a collected balance*
Health Savings Account ****
$25 minimum deposit to open.
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. Call or see a Platte Valley Bank representative for eligibility and more information.Your investment is insured up to $250,000 per category of legal ownership by the FDIC. $2.50 Monthly service charge for accounts with a balance below $10,000.
Money Market Account
$100 minimum deposit to open.
- Minimum balance of $1,000.00
- Available for both consumer and commercial customers
- $10.00 monthly service charge if account balance is under $1,000.00
- Checks and deposit slips at no cost
- Monthly statement provided with images
- Earn interest on 5 different tiers based on collected balance*
Certificates of Deposit
$1,000 minimum deposit to open.
Platte Valley Bank pays competitive rates on CDs.*** Terms are available to meet your needs.Your investment is insured up to $250,000 per category of legal ownership by the FDIC. Call or see a Platte Valley Bank representative for more information.
IRAS****
Traditional IRAs If you are younger than age 72 for the entire tax year, and have compensation, you are eligible to establish and make an annual tax-year contribution to a traditional IRA. Roth IRA is an individual retirement account that allows nondeductible contributions but features tax-free withdrawals for certain distribution reasons after a five-year holding period. The term “tax-free” means free from federal income taxes. Simplified Employee Pension (SEP) IRAsA SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.No Annual Custodial Fees on IRAs. Fixed IRA CD Rates and Flexible IRA Savings.For more information about Individual Retirement Accounts (IRAs) call any of our Personal Bankers.Your investment is insured up to $250,000 per category of legal ownership by the FDIC.
Start the process of opening a regular savings account today!
Important Information About Procedures For Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. You will need to provide a copy of your driver’s license or other identifying documents. Minimum initial deposit amount to open an account is $100 which can be cash, personal check or cashier’s check.
* The “collected balance” on accounts is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.
* Penalty for early withdrawals on CDs.
**** Eligibility and transactions limited to IRS regulations.”
Find your nearest Platte Valley Bank
Platte Valley Bank is pleased to offer a wide variety of accounts and services to meet the needs and lifestyles of all of our personal banking customers. Whether you need a checking account with no minimum balance requirement, a savings account with a competitive interest rate, or a personal loan to help you achieve your goals, we have a product to meet your needs.
