Personal Loans
At Platte Valley Bank, all of our personal loans are designed to meet the long-term financial needs of our customers in the local communities we serve. We have loan products that can be customized to your individual financial needs and we have local, experienced loan officers dedicated to providing you with the best service and support. Services and Benefits available with EVERY Platte Valley Bank Personal Loan:
- Customized loans to meet your individual financial needs
- Personal contact with your own Consumer Lenders
- Competitive rates
- Low or no closing costs
- Local decision making
- Fast turn-around time
- Apply in person or online with our Consumer Loan Application
PERSONAL LOAN
Platte Valley Bank Offers Competitive Rates, Fast Service and Terms To Meet Your Needs. Are you planning to buy a car or a truck, remodel your home, pay for a college education, or take a vacation? Whatever the reason, Platte Valley Bank can help. Applying for a personal installment loan is easy at Platte Valley Bank. Approval for most personal loans takes 24 hours or less in most cases. Which means in no time at all you can have the money to meet your financial goals. When you apply for a personal loan at Platte Valley Bank, you can also apply for our payment protection service. It protects you and your family in case of loss of life, serious injury, or health problems. Ask your Platte Valley Bank Consumer Lender for information about these important options.
HOME EQUITY LOAN
The IRS no longer allows interest deductions on consumer loans. That makes a home equity loan an especially attractive option. The interest rate on a home equity loan is generally lower than other kinds of loans. Platte Valley Bank offers you two choices to utilize the equity you’ve built up in your home: a Home Equity Loan or a Prime Equity Line.
MOTOR VEHICLE LOAN
At Platte Valley Bank we know that when you need a loan time is of the essence. We are locally owned with decisions made right here at the bank. Our lenders are experienced, efficient individuals who are committed to our customers. We offer flexible financing to meet your needs. Stop by any Platte Valley Bank location and see a consumer lender to get you in the vehicle of your dreams today!
HOME EQUITY LINES OF CREDIT
Homeowners have a tax advantage when they choose Platte Valley Bank’s Prime Equity Line. It’s one of the most convenient and affordable lines for credit available to homeowners today. It gives you a line of credit that puts cash in your hands instantly to buy a new car, take a vacation, pay for college tuition, consolidate your bills or handle unexpected emergencies. Once approved, the money is there when you need it. You can access your credit simply by writing a check. It’s that easy. Interest is charged only on the unpaid balance of your credit line. The variable interest rate is lower than most personal installment loans. That means you could save money on your taxes and lower your effective borrowing costs.