Set yourself up for financial success and commit to a savings account.
Regular Savings Account
$100 minimum deposit to open.
- Minimum balance of $200.00
- Available for both consumer and commercial customers
- Monthly service charge of $3.00 for accounts not meeting the low minimum balance
- Customers under the age of 18 will not be charged a service charge
- Earn interest based on a collected balance*
Health Savings Account
$25 minimum deposit to open.
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. Eligibility and transactions limited to IRS regulations.
Call or see a Platte Valley Bank representative for eligibility and more information. $2.50 Monthly service charge for accounts with a balance below $10,000.
Money Market Account
$100 minimum deposit to open.
- Minimum balance of $1,000.00
- Available for both consumer and commercial customers
- $10.00 monthly service charge if account balance is under $1,000.00
- Checks and deposit slips at no cost
- Monthly statement provided with images
- Earn interest on 5 different tiers based on collected balance
- The “collected balance” on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds which have been collected by us.
Certificates of Deposit
$1,000 minimum deposit to open.
Platte Valley Bank pays competitive rates on CDs. Penalty for early withdrawal on CDs.
Terms are available to meet your needs. Call or see a Platte Valley Bank representative for more information.
IRAs
Traditional IRAs If you are younger than age 72 for the entire tax year, and have compensation, you are eligible to establish and make an annual tax-year contribution to a traditional IRA. Roth IRA is an individual retirement account that allows nondeductible contributions but features tax-free withdrawals for certain distribution reasons after a five-year holding period. The term “tax-free” means free from federal income taxes. Simplified Employee Pension (SEP) IRAs. A SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.No Annual Custodial Fees on IRAs. Fixed IRA CD Rates and Flexible IRA Savings. Eligibility and transactions limited to IRS regulations
For more information about Individual Retirement Accounts (IRAs) call any of our Personal Bankers.
Start the process of opening a regular savings account today!
Important Information About Procedures For Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. You will need to provide a copy of your driver’s license or other identifying documents. Minimum initial deposit amount to open an account is $100 which can be cash, personal check or cashier’s check.