| SIMPLE SAVINGS | SMART MONEY MARKET | NEXT SAVINGS | |
| No Minimum Balance | ❌ | ❌ | ✅ |
| No Service Charge | ❌ | ❌ | ✅ |
| Free eStatement | ✅ | ✅ | ✅ |
| Free Paper Statement | ❌ | ❌ | ✅ |
| Tiered Interest | ✅ | ✅ | ❌ |
| No Limit on Withdrawals or Transfers | ❌ | ❌ | ✅ |
| No Excessive Transaction Fee | ❌ | ❌ | ✅ |
| 24 and Under | ❌ | ❌ | ✅ |
Set yourself up for financial success and commit to a savings account.
SIMPLE Savings Account
Simple to start. Simple to grow.
- No minimum balance to open
- $5 monthly service charge waived when you:
- Maintain $500 average monthly balance
- OR Maintain combined relationship balances of $25,000 or more
- Earn tiered interest on balances
- Up to 10 withdrawals or transfers per statement cycle
- $6 excessive transaction fee applies for each transaction over limit
- Free eStatement; paper statement $3/mo.
NEXT Savings Account
Saving for your next step.
- Available to customers age 24 or younger
- NO minimum balance to open or maintain
- NO monthly service charge
- Interest earned on all balances
- No limit on withdrawals or transfers
- No excessive transaction fee
- Free eStatement or paper statement
SMART Money Market Account
Where every dollar works smarter.
- No minimum balance to open
- $15 monthly service charge waived when you:
- Maintain $1,000 average monthly balance
- Maintain combined relationship balances+ of $25,000 or more
- Earn tiered interest on balances
- Up to 10 withdrawals/transfers per statement cycle
- $6 excessive transaction fee applies for each transaction over limit
- Free eStatement; paper statement $3/mo.
+Relationship Banking refers to your total sum of balances with Platte Valley Bank. Some exclusions may apply.
Certificates of Deposit
$1,000 minimum deposit to open.
Platte Valley Bank pays competitive rates on CDs. Penalty for early withdrawal on CDs.
Terms are available to meet your needs. Call or see a Platte Valley Bank representative for more information.
Health Savings Account
$25 minimum deposit to open.
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. Eligibility and transactions limited to IRS regulations.
Call or see a Platte Valley Bank representative for eligibility and more information. $3.00 Monthly service charge for accounts with a relationship banking balance below $25,000.
IRAs
Traditional IRAs If you are younger than age 72 for the entire tax year, and have compensation, you are eligible to establish and make an annual tax-year contribution to a traditional IRA. Roth IRA is an individual retirement account that allows nondeductible contributions but features tax-free withdrawals for certain distribution reasons after a five-year holding period. The term “tax-free” means free from federal income taxes. Simplified Employee Pension (SEP) IRAs. A SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP. No Annual Custodial Fees on IRAs, Fixed IRA CD Rates, and Flexible IRA Savings. Eligibility and transactions limited to IRS regulations.
For more information about Individual Retirement Accounts (IRAs) call any of our Personal Bankers.
Start the process of opening your new savings account today!
Important Information About Procedures For Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. You will need to provide a copy of your driver’s license or other identifying documents.