Credit Cards

Personal Banking

Our Cards

VISA® Business Check Card*

No hassle purchasing power. The card, that works like a check. Your business wins when you save time and money. PLUS, there are many other benefits.

VISA® Merit Card

Low annual fee. Enjoy the benefits of having a VISA® card, even if you have a limited credit history or have had credit problems.

  • 25-day Grace Period
  • Acceptance at millions of merchant locations worldwide
  • Toll Free Assistance Number
  • Low $18.00 Annual Fee

VISA® Rewards Card*

No annual fee. Worldwide acceptance. You have 24/7 cash! Other benefits:

  • Earn 1% Cashback Rewards**
  • 25-Day Grace Period
  • Toll Free Assistance Number

**Credit card account must be current to be eligible to redeem rewards.

VISA® Gold Card*

No annual fee. Travel and emergency assistance services. Lost / stolen card reporting. Purchase security / extended protection. Other benefits:

  • 25-day Grace Period
  • Auto Rental Insurance
  • Travel Accident Insurance

VISA® Business Check Card*

No hassle purchasing power. The card, that works like a check. Your business wins when you save time and money. PLUS, there are many other benefits.

VISA® Merit Card

Low annual fee. Enjoy the benefits of having a VISA® card, even if you have a limited credit history or have had credit problems.

  • 25-day Grace Period
  • Acceptance at millions of merchant locations worldwide
  • Toll Free Assistance Number
  • Low $18.00 Annual Fee

VISA® Classic Card*

No annual fee. Worldwide acceptance. You have 24/7 cash! Other benefits:

  • Auto Rental Insurance
  • 25-Day Grace Period
  • Toll Free Assistance Number

VISA® Gold Card*

No annual fee. Travel and emergency assistance services. Lost / stolen card reporting. Purchase security / extended protection. Other benefits:

  • 25-day Grace Period
  • Auto Rental Insurance
  • Travel Accident Insurance

Apply for a credit card today

Apply for a credit card today

To report a lost or stolen credit card or if you suspect fraud, please call Bank Card Services at 308-632-7004. If after hours, please call our 24-hour customer service number at 1-800-788-9524.

VISA® Gift Card

  • $5.95 cost per card
  • Card can be loaded with a minimum of $25-up to a maximum of $500
  • There will be a specified expiration date upon date of purchase
  • “Not” re-loadable
  • No embossing of cardholder’s name
  • Will come with a gift card carrier
  • Gift card envelope
  • Terms and conditions that explain any fees that may be applicable to the Cardholder, which could be:
  • Dormant fee of $2.50 per month after 6 months
  • Balance transfer fee $15.00 for a reissue of card after expiration
  • Telephone service fee $ .50 per call after two calls to a live operator
  • Lost/stolen fee of $15 for existing balance to new card
  • (Any applicable fees will be auto charged to the card account balance)
  • Toll free automated number to check balance & last five transactions
  • Allows cardholder to dispute exception processing through a live operator and ïlive customer service 24/7 365 days

How We Calculate Your Balance:

We use a method called “average daily balance (including current transactions)”. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the Cardholder Agreement.

Prime rate as of 10-01-18 is 5.25%

  • Prime plus 4.25% APR for VISA® Gold
  • Prime plus 6.75% APR for VISA® Rewards.
  • Prime plus 11.25% APR for MERIT VISA®.

Rates may change. Subject to final review of your financial information. Ask for terms and disclosures.

*Subject to Credit Approval. Call Bank for Terms & Agreements.

Find your nearest Platte Valley Bank

Platte Valley Bank is pleased to offer a wide variety of accounts and services to meet the needs and lifestyles of all of our personal banking customers. Whether you need a checking account with no minimum balance requirement, a savings account with a competitive interest rate, or a personal loan to help you achieve your goals, we have a product to meet your needs.

Contact

Nebraska Main Bank Scottsbluff Phone: 308-632-7004 Toll Free: 888-632-7004

Wyoming Main Bank Torrington Phone: 307-532-2111 Toll Free: 800-777-8999