Credit Cards
Personal Banking
Our Cards
VISA® Business Check Card*
No hassle purchasing power. The card, that works like a check. Your business wins when you save time and money. PLUS, there are many other benefits.
VISA® Merit Card
Low annual fee. Enjoy the benefits of having a VISA® card, even if you have a limited credit history or have had credit problems.
- 25-day Grace Period
- Acceptance at millions of merchant locations worldwide
- Toll Free Assistance Number
VISA® Rewards Card*
No annual fee. Worldwide acceptance. You have 24/7 cash! Other benefits:
- Earn 1% Cashback Rewards**
- 25-Day Grace Period
- Toll Free Assistance Number
**Credit card account must be current to be eligible to redeem rewards.
VISA® Gold Card*
No annual fee. Travel and emergency assistance services. Lost / stolen card reporting. Purchase security / extended protection. Other benefits:
- 25-day Grace Period
- Auto Rental Insurance
- Travel Accident Insurance
VISA® Business Check Card*
No hassle purchasing power. The card, that works like a check. Your business wins when you save time and money. PLUS, there are many other benefits.
VISA® Merit Card
Low annual fee. Enjoy the benefits of having a VISA® card, even if you have a limited credit history or have had credit problems.
- 25-day Grace Period
- Acceptance at millions of merchant locations worldwide
- Toll Free Assistance Number
- Low $18.00 Annual Fee
VISA® Classic Card*
No annual fee. Worldwide acceptance. You have 24/7 cash! Other benefits:
- Auto Rental Insurance
- 25-Day Grace Period
- Toll Free Assistance Number
VISA® Gold Card*
No annual fee. Travel and emergency assistance services. Lost / stolen card reporting. Purchase security / extended protection. Other benefits:
- 25-day Grace Period
- Auto Rental Insurance
- Travel Accident Insurance
Apply for a credit card today
Apply for a credit card today
To report a lost or stolen credit card or if you suspect fraud, please call Bank Card Services at 308-632-7004. If after hours, please call our 24-hour customer service number at 1-800-788-9524.
VISA® Gift Card
- $5.95 cost per card
- Card can be loaded with a minimum of $25-up to a maximum of $500
- There will be a specified expiration date upon date of purchase
- “Not” re-loadable
- No embossing of cardholder’s name
- Will come with a gift card carrier
- Gift card envelope
- Terms and conditions that explain any fees that may be applicable to the Cardholder, which could be:
- Dormant fee of $2.50 per month after 6 months
- Balance transfer fee $15.00 for a reissue of card after expiration
- Telephone service fee $ .50 per call after two calls to a live operator
- Lost/stolen fee of $15 for existing balance to new card
- (Any applicable fees will be auto charged to the card account balance)
- Toll free automated number to check balance & last five transactions
- Allows cardholder to dispute exception processing through a live operator and ïlive customer service 24/7 365 days
How We Calculate Your Balance:
We use a method called “average daily balance (including current transactions)”. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the Cardholder Agreement.
Prime rate as of 10-01-18 is 5.25%
- Prime plus 4.25% APR for VISA® Gold
- Prime plus 6.75% APR for VISA® Rewards.
- Prime plus 11.25% APR for MERIT VISA®.
Rates may change. Subject to final review of your financial information. Ask for terms and disclosures.
*Subject to Credit Approval. Call Bank for Terms & Agreements.
Find your nearest Platte Valley Bank
Platte Valley Bank is pleased to offer a wide variety of accounts and services to meet the needs and lifestyles of all of our personal banking customers. Whether you need a checking account with no minimum balance requirement, a savings account with a competitive interest rate, or a personal loan to help you achieve your goals, we have a product to meet your needs.
Effective July 1, 2020 our Funds Availability policy will be changed to the following: We are increasing the amount we make immediately available for withdrawal by checks not subject to same day availability from $200 to $225. In addition, the amount available for withdrawal on the second business day after the day of your deposit for large deposits, will increase from $5,000 to $5,525.
Effective July 1, 2020 our Funds Availability policy will be changed to the following: We are increasing the amount we make immediately available for withdrawal by checks not subject to same day availability from $200 to $225. In addition, the amount available for withdrawal on the second business day after the day of your deposit for large deposits, will increase from $5,000 to $5,525.
